Guides
Guides
Short, plain answers to the questions that decide where your money goes.
Is my money safe in a digital bank?
What PDIC covers, the ₱1 million limit per bank, and why an e-wallet balance isn't the same as a deposit.
Digital bank or a bank's app: what's the difference?
Only seven banks hold a BSP digital bank licence. Here's who they are, who only looks like one, and whether it matters for your money.
What the 20% tax does to your interest
Every rate you see is before tax. Here's how the 20% final tax works and how to turn an advertised rate into pesos in your account.
Savings account or time deposit?
A time deposit locks your money for a higher rate. Right now, some savings accounts pay as much as a time deposit without the lock.