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BanKo interest rates

Savings bankBPI Direct BanKo, Inc., A Savings Bank

BPI's savings bank for everyday Filipinos and micro-entrepreneurs, with branches and cash agents as well as an app.

banko.com.ph (opens in a new tab) ↗

Savings

TODO Savings

5.00%
  • 5% p.a. on balances from ₱5,000 up to ₱1,000,000.
  • Balances above ₱1,000,000 earn 0.0625% p.a.
  • BanKo's help center doesn't say what balances under ₱5,000 earn.
  • No lock-in. Withdraw over the counter at BanKo branches and cash agents, by InstaPay, or at ATMs with a BanKo debit card.

Crediting not stated · Checked 19 Oct 2026 on the bank's page (opens in a new tab)

Rate history

Every change we've recorded since we started tracking BanKo. Full log: rate changes.

DateAccountBaseUp toWhat changed
19 Oct 2026TODO Savings5.00%5.00%Tracking started

Rates are gross, before the 20% final tax. This is information, not financial advice. Confirm with BanKo before you open an account.