Savings
Peso Savings (with Visa Debit Card)
0.05%
- 0.05% p.a.
- You need a ₱500 daily balance to earn interest. No maintaining balance.
Crediting not stated · Checked 19 Oct 2026 on the bank's page (opens in a new tab)
OFBank interest rates
A LANDBANK subsidiary built for overseas Filipinos and their families, focused on remittances more than savings rates.
Savings
YaniSaver
0.05%
up to 4.00%
- Only for overseas Filipinos, OFWs and their beneficiaries.
- The rate is set by your average daily balance (see the table). The minimum is ₱50,000; falling below it costs ₱200 a month.
- Interest is computed daily and credited at the end of each month.
- No fixed term. Withdraw any time, including at LANDBANK branches.
| Balance | Rate p.a. |
|---|---|
| ₱50,000 to ₱499,999.99 | 0.05% |
| ₱500,000 to ₱999,999.99 | 1.00% |
| ₱1,000,000 to ₱2,999,999.99 | 2.00% |
| ₱3,000,000 to ₱4,999,999.99 | 2.50% |
| ₱5,000,000 to ₱6,999,999.99 | 3.00% |
| ₱7,000,000 to ₱8,999,999.99 | 3.50% |
| ₱9,000,000 to ₱9,999,999.99 | 3.75% |
| ₱10,000,000 and above | 4.00% |
Interest added monthly · Checked 19 Oct 2026 on the bank's page (opens in a new tab)
Rate history
Every change we've recorded since we started tracking OFBank. Full log: rate changes.
| Date | Account | Base | Up to | What changed |
|---|---|---|---|---|
| 19 Oct 2026 | Peso Savings (with Visa Debit Card) | 0.05% | 0.05% | Tracking started |
| 19 Oct 2026 | YaniSaver | 0.05% | 4.00% | Tracking started |
Rates are gross, before the 20% final tax. This is information, not financial advice. Confirm with OFBank before you open an account.