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Netbank interest rates

Rural bankNetbank (A Rural Bank) Inc.

A rural bank that runs the Netbank Mobile app (formerly Netizen) and powers banking for other apps.

Savings

PesoSavers

3.25%

3.25% p.a., credited and compounded daily.
To get this rate, pick "PesoSAVERS" on the branch screen when you open your Netbank Mobile account.
No minimum initial deposit and no maintaining balance.

Interest added daily · Checked 19 Oct 2026 on the bank's page (opens in a new tab)

Time deposit

4.50%

up to 5.00%

6 months at 4.5% p.a. or 12 months at 5% p.a.
Minimum ₱10,000, no maximum.
If you end it early you keep the interest earned so far, but you pay the documentary stamp tax.

Term	Rate p.a.
6 months	4.50%
12 months	5.00%

Crediting not stated · Checked 19 Oct 2026 on the bank's page (opens in a new tab)

Every change we've recorded since we started tracking Netbank. Full log: rate changes.

Date	Account	Base	Up to	What changed
19 Oct 2026	PesoSavers	3.25%	3.25%	Tracking started
19 Oct 2026	Time Deposit	4.50%	5.00%	Tracking started

Rates are gross, before the 20% final tax. This is information, not financial advice. Confirm with Netbank before you open an account.